Specialisation · I
Motor & mobility.
The flagship domain. Motor protection across all-risk, MTPL, GAP, MBI, ancillary, fleet, and EV specialty. One bordereau schema.
Diagnosis.
Motor protection is sold as one product to the customer. It is delivered as three, on three separate paper trails. All-risk sits with the primary insurer. GAP sits with a financial-products specialist. Mechanical breakdown sits with a third party behind the dealer's warranty desk. Three bordereaux, three claims paths, three reconciliation cycles.
The house writes all three. As one.
What we write.
Six groups · seven products · eighteen variants
Group 01 - Primary motor cover
Group 02 - Financial protection
Group 03 - Post-warranty mechanical
Group 04 - Ancillary
Group 05 - Fleet & mobility
Group 06 - Electric & hybrid specialty
The house writes all three. As one.
What we do not write.
Commercial haulage above three-and-a-half tonnes. A distinct category with its own loss distributions and its own specialist houses. We do not dilute our portfolio by pretending to underwrite it.
Motorsport competition vehicles. The category we photograph is not the category we underwrite. Track-day, rally, and motorsport cover is written by specialist motorsport houses - and we are glad they exist.
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Partnership
OEM, dealer network, importer, retailer.
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Capacity
Syndicate, reinsurer, or quota-share counterparty, for the motor book.
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Claims
Operational matters for existing motor programmes.
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