Insights
Insights.
Four quarterly arguments on specialty underwriting. Published when there is something to say.
The register.
Insights publishes on a quarterly cadence. Four pieces a year. The second Thursday of the first month of each quarter.
Each piece is an argument - a position the house holds, explained in 1 200 to 1 800 words, with the reasoning visible and the evidence cited. Nothing on this register is promotional. Nothing here is written to announce.
If a quarter arrives and there is nothing to say, nothing is published. The cadence is a maximum.
Published.
Five quarterly arguments are on the register. The next publishes the second Thursday of July 2026.
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Insights · Q1 2026
Why the finance-linked GAP product does not fit a five-year product lifecycle.
Five years of post-regulatory recalibration have flattened the margin curve and shifted the product's useful life from five years to three.
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Insights · Q4 2025
Extended warranty is not a service plan. Why the two categories diverge under regulatory stress.
Warranty written as insurance carries capital, reserving, and solvency requirements that a service-plan structure does not.
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Insights · Q3 2025
The bordereau as brand.
Why one schema across six domains is a distribution argument, not a reporting convenience.
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Insights · Q2 2025
Lloyd's-adjacent, not Lloyd's-native.
The European MGA that writes outside the syndicate structure, and why the category is durable rather than transitional.
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Insights · Q1 2025
What an MGA writes when it writes for itself.
The opening argument. Why a specialty house with its own underwriting authority is a different category to a broker, a coverholder, or a syndicate.